Melissa Barnickel named managing partner of Baygroup Insurance, LLC


Local resident Melissa Barnickel has been named managing partner of Baygroup Insurance, LLC. Here are the details:


Monkton, Md., October 16, 2012 —  Harford County resident Melissa Barnickel, CPA, CLTC, has been named managing partner of Baygroup Insurance, LLC, an independent insurance brokerage committed to providing comprehensive consumer education and insurance solutions from highly-rated insurance companies.

The company has established offices in Harford County (Monkton) and in Montgomery County (Rockville).

Ms. Barnickel founded the company this year along with business partner Ed Hutman. Both have been actively involved in the insurance industry for more than 20 years. Ms. Barnickel leads the Monkton office, while Mr. Hutman heads up the Rockville office.

Baygroup Insurance is a broker of long-term care insurance, life insurance, disability insurance and health insurance policies. The company works with employer groups, associations and individuals and provides support for legal and financial professionals in addressing client needs.

Ms. Barnickel, a Monkton resident, is a CPA and a licensed insurance broker who has worked in the insurance industry for nearly 30 years. For the past 19 years she has specialized in long-term care insurance and holds the CLTC (Certified in Long-Term Care) designation. Her professional experience includes serving as CFO for a long-term care insurance brokerage in addition to teaching agents, providing input to carriers about product design and administering national accounts. She has also served as CFO for a property and casualty, life and health insurance brokerage. 

Ms. Barnickel, a graduate of Towson University, is active in the community. She is coordinator of the Maryland Long-Term Care Insurance Roundtable; past chair and current member of the Financial Planning Committee for the Maryland Association of CPAs; past president and current secretary of the Baltimore Chapter of Women in Insurance and Financial Services; and past president and member of the Geriatric Assistance Information Network. She holds memberships in various organizations including the Harford County Chamber of Commerce; Chesapeake Professional Women’s Network; Baltimore Estate Planning Council; Financial Planning Association of Maryland; and Life Planning Resources.

“Our goal at Baygroup is to provide clients with sensible solutions, information and options to protect their assets, preserve family relationships and enhance their overall financial plan,” Ms. Barnickel explained. Her knowledge of the long-term care industry coupled with her extensive financial background ensures that Ms. Barnickel provides her clients with a customized policy that enhances their retirement income and resources.

 More information about Baygroup Insurance, LLC may be found at