Let Northern Chesapeake Insurance help you find the right policy to protect your boats and motorcycles this season

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Now that spring is here, Bel Air News & Views sponsor Chip Schilling of Northern Chesapeake Insurance can help you find the right insurance to protect your boats and motorcycles. These are significant investments which often have specific upgrades like custom paint jobs and aftermarket equipment that require specialized policies. Northern Chesapeake Insurance can help you find just the right fit. Contact Northern Chesapeake Insurance at 410-420-3080 or info@ncins.net. They are located at 134 Archer St. in Bel Air. Here are the details:

 

Spring is here! Time to get those Boats And Motorcycles out. Have you reviewed your insurance coverage before you do?

Before you take your motorcycle on the road or put your boat on the water, it may pay to be certain your insurance is ship-shape.  Motorcycles and boats are often significant investments, and the right insurance policy can help protect them. Here are a few tips, courtesy of Northern Chesapeake Insurance, your local Harford County independent insurance agent:

•          Evaluate your specific needs. Insuring a boat or a motorcycle is different than insuring your car or home. A specialized motorcycle policy, for instance, can provide coverage for custom paint jobs and aftermarket equipment that might not be covered if the bike were just added to a generic auto policy.

•          Similarly, a specialized boat policy could cover things like the cost to replace lost or damaged fishing gear and costly services such as emergency on-water towing and fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s policy.

•          Consult with an independent agency – like Northern Chesapeake Insurance. Unlike “captive” agents who represent only one company, independent insurance agents and brokers are licensed insurance professionals who represent several companies. They can offer you a variety of coverage options, review and evaluate your policies, suggest new coverage options that meet your changing needs and answer your questions.

“An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”

To learn more about Boat and Motorcycle insurance with Progressive and other companies, contact Northern Chesapeake Insurance at 410-420-3080 or info@ncins.net. They are located at 134 Archer St. in Bel Air.

 

This post was sponsored by Northern Chesapeake Insurance Services.